QAI Ventures has launched the first cohort of its Singapore Quantum Accelerator, a five-month programme backed by Enterprise Singapore that aims to help quantum and advanced computing startups enter the Asia-Pacific market.

The venture firm, which focuses on quantum technologies and advanced computing, selected four startups from 63 applications across 12 countries. Each company will receive a SGD300,000 (~US$234,000) investment package along with coaching, masterclasses, workspace access in Singapore, and introductions to investors, corporate partners and public-sector stakeholders.

Also Read: The AI-quantum collision: Navigating the 2026 infrastructure inflection point

The inaugural cohort comprises Quantum Logic from the Netherlands, Qualia Therapeutics from Armenia, QPICs from the United States, and Regenesis Materials from Indonesia. The companies work across cryogenic quantum hardware, adaptive neurostimulation, photonic-chip manufacturing and sustainable advanced materials.

The accelerator will run from July to October 2026, with four in-person masterclass weeks in Singapore and weekly one-on-one coaching between sessions. It will end with an Investor Day and Demo Day for investors and ecosystem partners.

Singapore as a quantum launchpad

The launch comes as Singapore attempts to convert nearly two decades of quantum research into commercial companies. The country established the Centre for Quantum Technologies at the National University of Singapore in 2007, long before quantum computing became a mainstream venture theme.

That early investment has given Singapore scientific credibility, but commercialisation remains a harder test. Quantum startups typically face long development cycles, expensive hardware requirements, specialised talent constraints and uncertain timelines to revenue. For investors, the sector sits somewhere between deep-tech conviction and patient capital.

QAI Ventures is betting that Singapore can serve as a bridge between research, capital and Asia-Pacific customers. The firm established its Asia-Pacific headquarters in Singapore in September 2025 and is now using the accelerator to build a regional pipeline of quantum and advanced computing ventures.

“Singapore made an early and patient bet on quantum and that foundation is now translating into a commercial opportunity that is maturing,” said Alexandra Beckstein, CEO of QAI Ventures. “We bridge the lab and the market. We know the players, we understand what the industry needs and we know how to turn that into real commercial traction for our startups.”

Also Read: Quantum computing’s double-edged sword could threaten cybersecurity: Report

The claim is directionally credible, but the commercial quantum market remains early. Many quantum computing companies globally are still selling access, tools, components, software layers or research partnerships rather than at-scale production systems. For Singapore, the immediate opportunity may lie less in building a dominant quantum computer company and more in anchoring regional commercial activity around components, applications, talent and enterprise adoption.

A regional race for quantum advantage

Quantum technology has become a strategic priority across Asia Pacific. China remains the region’s largest public investor, with government quantum spending widely estimated at around US$15 billion. Japan has committed roughly US$1.4 billion to its national quantum plan through 2030, while South Korea has pledged about US$2.3 billion for quantum research and development through 2035.

India’s National Quantum Mission is backed by about US$730 million, and Australia has allocated more than US$660 million under its National Quantum Strategy. Singapore, meanwhile, has committed S$37 billion (~US$28.9 billion) under its broader Research, Innovation and Enterprise 2030 plan, within which deeptech fields such as quantum sit alongside areas including artificial intelligence, semiconductors and advanced manufacturing.

The scale of regional public funding reflects both scientific ambition and geopolitical anxiety. Quantum computing could eventually affect drug discovery, materials science, optimisation and cryptography. Quantum communications and sensing have potential defence, financial services and infrastructure applications. Governments want domestic capability before the technology becomes commercially and strategically decisive.

For startups, however, public funding alone does not create customers. The more immediate question is whether Asia Pacific can produce enough enterprise demand, specialised suppliers and patient investors to sustain quantum companies before the market matures.

McKinsey’s Quantum Technology Monitor has estimated that quantum technologies could create up to US$2 trillion in economic value by 2035, although that figure depends heavily on technical progress and adoption. In Southeast Asia, quantum demand is still nascent. Banks, telcos, logistics players and government-linked research institutions are experimenting, but adoption remains mostly exploratory.

Why the cohort matters

The mix of startups in QAI Ventures’s first Singapore cohort suggests the accelerator is not narrowly focused on universal quantum computing. Quantum Logic is working on cryogenic quantum hardware, an area tied to the infrastructure needed to run certain quantum systems. QPICs focuses on photonic-chip manufacturing, a field relevant to quantum communications, computing and broader semiconductor supply chains.

Qualia Therapeutics, which works on adaptive neurostimulation, sits closer to advanced computing and medical technology than pure quantum. Regenesis Materials, from Indonesia, brings a Southeast Asian company into the cohort through sustainable advanced materials.

That Indonesian presence is important. Singapore’s deeptech ecosystem often functions as a regional headquarters and fundraising hub, but the wider Southeast Asian startup market has historically been more associated with fintech, e-commerce, logistics and consumer platforms. Deeptech founders from Indonesia, Vietnam, Thailand, Malaysia,and the Philippines frequently face limited domestic risk capital, weaker university-to-startup pathways and fewer specialised commercial partners.

If Singapore can provide the infrastructure while neighbouring markets supply founders, use cases and industrial demand, the accelerator could become more than a relocation vehicle for foreign startups. But that will depend on whether programmes like this create durable Asia-Pacific businesses rather than short-term demo-day visibility.

Sophia Ng, Executive Director for Startup Ecosystem at Enterprise Singapore, framed the programme as part of the country’s next phase of deep-tech development.

Also Read: Quantum’s inflection point: Why the smart money is watching now

“Singapore has built a strong foundation in quantum science and deep-tech innovation. The next phase is to build globally competitive, best-in-class quantum companies,” she said. She added that the accelerator would support international quantum startups entering the region while giving local founders access to networks, capital and commercial support.

Competitive field is widening

QAI Ventures is entering a market where several global and regional players are already building around quantum commercialisation. In Singapore, companies such as Horizon Quantum Computing and SpeQtral have emerged from the country’s research base. Globally, firms including PsiQuantum, IonQ, Rigetti, Quantinuum, and Pasqal have raised significant capital to pursue different quantum hardware and software approaches.

The accelerator also offers access to quantum hardware, cloud computing resources and simulation testbeds through partnerships that include IonQ, QuEra and Fujitsu. That may help startups avoid some infrastructure bottlenecks, although access to hardware does not remove the larger challenge of proving commercial value.

QAI Ventures says its portfolio companies have collectively raised more than US$250 million in follow-on capital from investors and strategic backers including IBM, GitHub, Toshiba and the European Investment Bank. That track record will matter if the Singapore programme is to move beyond ecosystem signalling and help companies raise institutional capital.

For Southeast Asia, the accelerator’s relevance lies in whether it can connect frontier technologies with actual regional demand. Singapore has the policy support, research base and investor networks. The harder task is turning those advantages into companies that can sell into Asia-Pacific markets where quantum readiness varies widely.

The first cohort is therefore less a verdict than an experiment. It tests whether Singapore can play a serious role in the global quantum startup pipeline — not merely as a host for research, but as a market-entry base for companies trying to commercialise one of deep tech’s most difficult sectors.

The post QAI Ventures backs four startups in first Singapore quantum accelerator cohort appeared first on e27.

Across Southeast Asia, healthcare systems are facing mounting pressure.

In Singapore, an ageing population is driving a sharp rise in chronic disease management and long-term care demand. In Malaysia, the ongoing migration of healthcare professionals overseas continues to strain both public and private hospitals. Across the region, clinics are handling higher patient volumes with limited manpower, while medical teams struggle with fragmented systems and increasing administrative workloads.

For years, digital transformation was seen as the answer. Hospitals invested heavily in electronic medical records, patient management systems, and workflow software. But for many frontline doctors, digitisation did not necessarily simplify their work. In many cases, it simply replaced stacks of paperwork with multiple disconnected screens and time-consuming data entry.

The issue was never just about going digital. The real challenge is whether technology can actually reduce operational friction inside clinical workflows.

That is why a growing number of healthcare providers are now shifting their focus toward a different category of AI: autonomous AI agents designed to manage operational tasks quietly in the background.

And one of the clearest opportunities may lie in a surprisingly overlooked moment: a patient’s very first visit.

The hidden bottleneck inside specialist clinics

The first consultation between a patient and a specialist is often the most important stage of the care journey. It is also one of the most operationally inefficient.

When a patient arrives at a specialist clinic for the first time, their medical history is frequently scattered across multiple systems, facilities, and formats. Lab reports may sit in separate databases. Imaging records may come from external clinics. Previous treatment histories are often incomplete or difficult to interpret quickly.

As a result, highly trained specialists end up spending a significant portion of the consultation piecing together information manually before meaningful clinical discussion can even begin.

In practice, this means doctors often spend the first ten to fifteen minutes of an appointment acting more like administrators than clinicians — searching for records, reviewing fragmented histories, summarising previous treatments, and manually preparing follow-up requests.

Also Read: Healthcare finance has a missing middle, someone has to own it

The operational impact extends beyond the consultation room. Administrative delays slow down appointment flow, increase patient waiting times, and place additional pressure on already overburdened medical staff.

For healthcare systems already struggling with workforce shortages and rising outpatient demand, these inefficiencies compound quickly.

Why AI agents are gaining traction

This is where AI agents are beginning to reshape healthcare operations.

Unlike traditional chatbots that rely heavily on prompts and manual interaction, AI agents are designed to work autonomously within workflows. Their role is not to replace doctors, but to reduce the administrative burden surrounding clinical care.

Several hospitals and healthcare providers across Asia are now experimenting with AI-powered intake workflows that automate much of the information-gathering process before consultations begin. One example comes from NeuroBrain Dynamics, whose Argon platform was introduced within specialist clinic workflows to streamline first-visit preparation processes.

Instead of relying on doctors to manually consolidate patient histories, the system automatically gathers available records, extracts relevant information from unstructured clinical data, and generates concise summaries ahead of the consultation.

The platform can also suggest follow-up investigations based on intake information and generate preparation instructions for patients before additional testing.

By the time the consultation starts, doctors are presented with a more organised overview of the patient’s history, allowing them to focus more directly on diagnosis, treatment planning, and patient interaction.

Giving time back to clinicians

The most meaningful outcome of healthcare AI may not be automation itself, but the recovery of time.

Administrative overload has become one of the largest contributors to clinician fatigue globally. According to multiple healthcare workforce studies, doctors increasingly spend large portions of their day interacting with systems rather than patients.

Reducing repetitive administrative tasks creates a ripple effect across the entire patient journey.

Also Read: The rise of AI agents in healthcare: Designing man-machine systems

When consultations move more efficiently:

• waiting times decrease,
• follow-up processes become clearer,
• operational bottlenecks are reduced,
• and clinicians can spend more attention on patient care rather than documentation.

Equally important, patients experience less confusion during what is often an already stressful process. Clearer instructions, faster coordination, and more structured communication can significantly improve the overall healthcare experience.

This is particularly relevant in Southeast Asia, where many healthcare systems are attempting to balance rising demand with limited specialist availability.

The future of AI in healthcare may look operational, not futuristic

Much of the public conversation around AI in healthcare tends to focus on futuristic possibilities such as AI diagnostics, robotic surgery, or fully automated hospitals.

But the more immediate transformation may happen in smaller, operational workflows that quietly improve efficiency behind the scenes.

Patient intake is one example. Scheduling coordination, discharge planning, clinical documentation, and administrative routing may be next.

The success of AI in healthcare will likely depend less on replacing medical expertise and more on supporting it. Hospitals do not necessarily need more dashboards, interfaces, or software layers. They need systems that reduce complexity instead of adding to it.

That is why AI agents are attracting growing attention across the healthcare industry. Their value lies not in making hospitals appear more technologically advanced, but in helping overloaded systems function more sustainably.

In the end, the biggest opportunity for AI in healthcare may not be creating smarter hospitals.

It may simply be giving doctors more time to be doctors again.

—

The post Why patient intake is becoming healthcare’s most important AI use case appeared first on e27.

Thirteen years after launching as an upstart classifieds app, Carousell Group has finally hit positive EBITDA. FY25 revenue climbed 18 per cent to US$141 million, nearly tripling since FY21. At the same time, recommerce, the company’s resale-and-trade-in engine, grew 40 per cent to become 45 per cent of total revenue.

The group now runs 29 physical stores across Singapore, Hong Kong, Malaysia, and Indonesia, claims that AI can write a listing in three seconds, and says over 99 per cent of transactions are completed scam-free.

Also Read: Carousell acquires luxury bag reseller LuxLexicon to strengthen recommerce play

It’s an impressive scorecard on paper. But underneath the milestone lies a company quietly rewiring its entire business model — trading a capital-light classifieds engine for a capital-intensive recommerce and physical-retail bet, all while leaning on AI to fend off deep-pocketed rivals like Shopee, Lazada, and Facebook Marketplace.

So is this profitability real, or IPO-ready packaging? Is classifieds being sidelined? And can a 13-year-old marketplace still call itself a “transformation story”?

e27 put these questions directly to Carousell Group Chief Strategy Officer Shing Tai Leung.

Below is the edited version:

You’ve reached EBITDA profitability in FY25, but your press release stops short of sharing a net profit figure or your path to it. Is EBITDA profitability a genuine inflexion point, or is this milestone being used to manage investor expectations ahead of a potential IPO or fundraise?

Positive EBITDA is a meaningful milestone for us because it reflects the effectiveness of the structural transformation we’ve driven over several years. We’ve focused on growing revenue streams, expanding recommerce and improving operational efficiency and discipline, all while continuing to invest for long-term growth.

This is by no means the goal, though. We’re confident in our growth strategy and operating leverage, and we continue to make progress on our profitability journey. We have a strong balance sheet and significant opportunities ahead as recommerce continues to grow across the region.

Revenue grew 18 per cent to US$141 million, which is impressive, but recommerce now accounts for 45 per cent of total revenue. That means your original classifieds business is essentially a shrinking share of the pie. Is the classifieds model dying and are you quietly pivoting away from it?

Both businesses continue to play important roles and serve different user needs. The overall pie is growing — classifieds continues to grow, while recommerce grows at a faster pace as a second engine of growth.

Our classifieds marketplace remains a foundational, healthy, high-margin business that continues to generate meaningful engagement and revenue. At the same time, recommerce’s growth is validation that users want trusted, seamless transaction experiences, particularly in higher-value categories like luxury, mobile phones and fashion.

Also Read: Carousell acquires Ox Street to double down on its re-commerce efforts in Greater SEA

Recommerce expands the ways people can buy and sell on Carousell, letting us serve a broader range of users and use cases. This is a multi-year transformation to add a second monetisation engine on top of core classifieds and bring more resilience to the business overall.

You operate 29 physical stores across Singapore, Hong Kong, Malaysia, and Indonesia. Offline retail is capital-intensive and notoriously difficult to scale. What’s the unit economics story here? Are these stores profitable, and how many do you plan to open in FY26?

Physical stores are an augmentation of our omnichannel recommerce strategy. These stores give our users greater trust and convenience as they buy, sell and trade in items. We’ve seen that stores meaningfully improve customer experience and contribute to higher transaction volumes in categories like luxury, fashion and mobile phones.

We remain disciplined in our expansion and evaluate opportunities market by market. Rather than targeting a specific number of stores, we’re focused on expanding where customer demand and economics support sustainable long-term growth.

Recommerce grew 40 per cent YoY, but from what base? The “Sell to Carousell” model means you’re now taking on inventory risk that a pure classifieds platform never would. How are you managing that risk, and what happens if secondhand demand softens?

Recommerce today represents 45 per cent of Group revenue, reflecting sustained growth. Inventory is only one part of our broader recommerce ecosystem, which includes marketplace transactions, integrated payments, shipping and services. Where we do operate inventory-based models, we rely heavily on pricing data, demand signals and operational discipline to manage inventory efficiently. Sell to Carousell also gives a great seller experience to those who are time-starved.

More broadly, I remain confident in the long-term growth of recommerce. Consumers are increasingly looking for trusted, value-driven and sustainable ways to shop, and I believe those structural trends will continue over time.

You claim AI helps ensure over 99 per cent of transactions are completed without a scam incident, a remarkable stat. But scam complaints on platforms like Carousell remain a recurring headline in Singapore media. How do you reconcile that 99 per cent figure with persistent user trust issues on the ground?

The 99 per cent figure refers to the proportion of transactions completed scam-free. Achieving this requires a multi-layered approach that combines AI- and machine learning-based detection with human moderation, proactive sweeps and community reporting to identify and remove scams, prohibited listings and bad actors.

That said, online platform safety is an industry-wide challenge. Scam prevention is a constant race against increasingly sophisticated bad actors, which is why we continue to strengthen our technology, policies and user education. This includes tightening our defences against phishing attempts that try to move conversations off-platform, as well as preventing repeat account creation by bad actors.

Beyond proactive detection, we also make it safer for users to transact through integrated payments and shipping, alongside our certified programme for higher-value transactions that require additional trust and assurance.

Also Read: Carousell enters unicorn club after a new US$100M round led by Korea’s STIC Investments

We also work closely with law enforcement and government agencies across our markets, because tackling scams requires industry-wide collaboration. This is a long-term commitment, and we’ll continue investing in trust and safety to make Carousell one of the safest places to buy and sell secondhand.

“List with AI” generates a listing in three seconds. That’s a feature, not a moat. Lazada, Shopee, and Facebook Marketplace can replicate this quickly. Where exactly is AI creating a defensible competitive advantage for Carousell that larger, better-funded rivals cannot easily copy?

The way I see it, we start by understanding what our users want and then work backwards to find the best solution. Using AI is one of the ways we solve those problems faster and more effectively, and I see it as a foundational capability across Carousell Group. AI is an ongoing journey, and we’re continuously improving it to make it more accurate, efficient and useful for our community.

What’s unique about Carousell is that the real advantage doesn’t come from AI alone. It comes from combining AI with more than a decade of proprietary transaction data and a deep understanding of secondhand commerce. That enables us to build AI capabilities purpose-built for our classifieds marketplace and recommerce, delivering more relevant experiences for buyers and sellers.

Carousell has been around for over a decade, yet you’re still describing your business as a “transformation.” At what point does a 13-year-old company stop transforming and start defending? What does your competitive moat actually look like in 2026?

If you compare the Carousell app when we first started with what it is today, the transformation is clear. Building a platform is never a one-time effort; it’s a continuous journey of evolving alongside our users and improving the experience over time.

Over the years, we’ve transformed from primarily a listings marketplace, where buyers and sellers connected and arranged transactions on their own, into a broader recommerce ecosystem with integrated payments, logistics, authentication, physical stores and AI-powered experiences. Achieving positive EBITDA reflects the success of that multi-year transformation.

Today, our competitive advantage comes from combining a large and engaged community, trusted transaction services, omnichannel capabilities and AI that enhances both the customer experience and operational efficiency.

Like any tech company, we’ll continue to evolve and reinvent ourselves. Just as mobile transformed marketplaces a decade ago, I believe AI presents the next opportunity to reimagine what Carousell can be.

You operate across seven markets under eight different brands. That’s a complex, fragmented portfolio. Wouldn’t Carousell be a stronger, more focused business if it rationalised some of these brands rather than continuing to spread resources thin?

The nature of our region is that it’s diverse, so it’s important for us to have brands that serve different customer segments and market needs. While consumers may interact with different brands, many of the underlying technology, AI capabilities and operational infrastructure are shared across the Group. This lets us leverage common platforms and economies of scale while continuing to serve local market preferences effectively.

The recommerce and circular economy narrative is compelling for investors and the press, but Southeast Asia is still a predominantly “new goods” consumer culture. What’s your honest assessment of how long it will take for secondhand to become genuinely mainstream in markets like Indonesia or Vietnam? And what’s Carousell’s role in accelerating that shift?

I believe recommerce will continue to grow across Southeast Asia, which is precisely why we’re excited about the opportunity ahead.

We’re already seeing strong consumer adoption driven by affordability, sustainability and increasing trust in buying secondhand. While adoption will vary across markets, I believe the long-term direction is clear.

Also Read: Move over social commerce: The conversational commerce renaissance is here

Our role is to make secondhand buying and selling trusted, convenient and seamless. By investing in authentication, payments, logistics, physical touchpoints and AI, we’re helping remove the friction that’s traditionally prevented more consumers from participating in recommerce.

The post Recommerce now half of Carousell’s biz: Is classifieds being quietly phased out? appeared first on e27.

Product teams like to talk about features as if each one begins with a fresh question. A need appears, a team investigates it, a decision gets made, and a new capability is brought into the world through careful judgement.

That is the official version.

The real version is messier and more revealing. Most features are not clean inventions. They are descendants. They carry traces of the product that produced them. They inherit its assumptions, its operating model, its commercial instincts, its biases about control and flexibility, and its view of what users should have to learn in order to get value.

Every product passes something down

The phrase product DNA gets used casually in companies, usually to mean culture, taste, or a vague sense of identity. I think it is more useful than that if used properly.

A product’s DNA is the set of deep traits that quietly reproduce themselves across decisions. It is not the headline positioning. It is not the current release theme. It is the underlying logic that keeps showing up whether teams intend it or not.

Some products carry a strong bias towards user freedom. Even when they add governance, they do it reluctantly. New features in these products tend to arrive open-ended, configurable, and slightly under-opinionated. The product keeps trusting the user to assemble the experience.

Other products are born from operational control. They prefer explicit structure, clear permissions, auditable actions, and prescribed flows. New features in these products tend to mutate in that image. Even when the team believes it is building flexibility, the result still carries a visible frame. The product wants the system to stay legible to the organisation, not just useful to the individual.

Some products inherit a service instinct. They are built by organisations that learned the market through customer pain and manual intervention. Features born from these products often contain hidden accommodations. They are trying not only to solve a problem but to absorb complexity on the customer’s behalf.

Others inherit a platform instinct. They assume extensibility matters more than convenience. Their features often arrive as primitives, hooks, and frameworks rather than fully finished experiences. The product expects others to build the final meaning around what it provides.

Feature mutation is rarely random

This is why successful products spawn predictable feature mutations. They do not create anything in any shape. They create new capabilities that still obey the grammar of the parent product.

A workflow product that became successful through process discipline will usually add collaboration in a structured way. It will not suddenly become socially fluid in the way a communication tool would. A trust-based financial product will add automation carefully, because its DNA says credibility matters more than speed. A self-serve consumer product may try to add enterprise controls, but unless the product’s underlying logic changes, those controls often feel bolted on rather than native.

Also Read: The problem with ‘PM as CEO of the Product’: A myth that hurts more than helps

The most important inheritance is not visual

Teams often notice inherited traits first in the interface. Similar patterns, repeated interaction models, recognisable information structures. That is the visible layer, but it is not the most important one.

The deeper inheritance is philosophical.

Every product carries a point of view on where effort should live. Should the product do more thinking for the user, or should the user stay in control? Should default behaviour be strong, or should choice be broad? Should ambiguity be hidden, surfaced, or pushed into configuration? Should the product optimise for speed of action, safety of action, explainability, flexibility, or recoverability?

Good product strategy is partly a genetic management

Once you accept that features inherit traits, product strategy starts looking less like a pure prioritisation problem and more like genetic management.

The job is not only to decide what to build. It is to understand what your product naturally reproduces well, what it consistently distorts, and which feature ideas are likely to emerge strong or weak inside your system.

This is where mature product leaders separate themselves from feature collectors.

A weak product leader sees a successful pattern elsewhere and asks how to copy it. A stronger one asks a harder question. If we import that idea into our product, what will our product’s DNA do to it? Will it become more rigid, more configurable, more enterprise-shaped, more self-serve, more admin-heavy, more workflow-driven, or more opaque? Will it still solve the problem in a way the market values, or will it become a local mutation that satisfies internal logic while missing the original reason the feature worked elsewhere?

Parent products pass down strengths and weaknesses together

This is the part product teams often prefer not to name. A product’s greatest strengths frequently carry the seeds of its future awkwardness.

A product known for flexibility usually produces powerful features, but it can also pass down sprawl. Over time, too many descendants inherit the same tolerance for optionality, and the system becomes harder to navigate. A product known for strong structure produces coherence and trust, but its features often inherit friction.

Over time, every new capability asks the user to respect the system before the system fully earns that respect. A product known for elegant simplicity may produce beautifully restrained features, yet struggle to spawn serious administrative depth when its market matures.

Also Read: The systemic minimum effective dose: Redesigning productivity through precision

This is where many scale stage products begin to look confused

You can often spot a product at an awkward stage of growth by looking for inherited traits that no longer match the market it is trying to serve.

A product that won through ease of use starts adding enterprise controls, but they feel shallow because the system still assumes informal adoption. A product that won through operational rigour starts chasing broader adoption, but its new features still arrive with too much ceremony. A product built around expert users tries to move into mainstream teams, yet its descendants keep inheriting too much assumed knowledge.

From the outside, this looks like uneven execution. From the inside, it is often a lineage conflict.

Predictable mutations are a competitive clue

There is also a broader market implication here. Once you learn to read product DNA, you can often predict where competitors will struggle next.

If you understand what traits their product keeps passing down, you can anticipate what their adjacent moves will probably look like. You can see where their future features will likely feel natural and where they will probably become strained. That gives you a better view of competitive openings than simple feature comparison ever can.

Most companies benchmark at the surface level. They ask what another product has launched and whether they need an equivalent response. Better product strategy goes deeper. It asks what that launch reveals about the competitor’s inherited logic, and whether the same logic will help them or trap them as they move further.

This is one reason thoughtful product leaders often look more prescient than others. They are not simply reacting faster. They are reading the family tree.

—

Editor’s note: e27 aims to foster thought leadership by publishing views from the community. You can also share your perspective by submitting an article, video, podcast, or infographic.

The views expressed in this article are those of the author and do not necessarily reflect the official policy or position of e27.

Join us on WhatsApp, Instagram, Facebook, X, and LinkedIn to stay connected.

The post Product DNA testing: How features inherit traits from parent products appeared first on e27.

The fraud officer I sat with in Yogyakarta last month had spent eleven years catching counterfeit invoices, suspicious wire transfers, and informal collusion patterns at a regional bank’s branch network. She is exceptionally good at her job. She has also spent the last three weeks trying to learn how to detect a deepfake — and she does not know whether her bank will pay for the training, whether the training even exists in her language at the level she needs, or whether the job will still be hers by the time she finishes.

That conversation, repeated across enough branches and back offices, is the part of the AI upskilling story we are not reading honestly.

We talk about AI talent and AI upskilling as if they are the same wave hitting the same shore. They are not. The corporate upskilling programmes I see across ASEAN — generative AI literacy modules, prompt engineering courses, model evaluation training — are reaching the same demographic in every market: urban, English-speaking, mid-career, mostly male, mostly already inside one of the region’s twenty largest institutions. They are not reaching the eleven-year veteran in Yogyakarta. They are not reaching the back-office compliance officer at a regional multifinance company who has just been told to monitor AI-driven credit decisions she has no training to read.

This is the second governance debt — and it is compounding alongside the first.

The shape of the divide

The actual divide cuts across at least four dimensions, and they reinforce one another.

Geographic. Most AI training in Indonesia happens in Jakarta and a handful of secondary cities. The branch officer in Surabaya might catch the wave. The same role in Manado will not.

Linguistic. The strongest AI literacy materials are still written in English, with second-best versions in Bahasa Indonesia for general audiences — and almost nothing in Bahasa at the technical depth that risk and compliance work actually requires.

Gender. The pipelines into AI roles across ASEAN financial services skew male more sharply than the underlying workforce does. The mid-career women who staff much of the back office — fraud detection, customer due diligence, claims, member services — are simultaneously the most exposed to displacement and the least likely to be inside a corporate upskilling cohort.

Role. The credit officers, branch managers, and customer service staff are being treated as if their jobs will be unchanged by AI. The credible forecast is the opposite: their jobs change first, fastest, and most. They are also the layer least visible to the head-office programmes designed to upskill people who already look like the people designing the programmes.

Also Read: The future of marketing isn’t about AI, it’s about judgment

Why traditional upskilling is missing them

The corporate AI upskilling model assumes three things that do not hold for most of the workforce.

It assumes the learner already has digital fluency at the level a generative AI tutorial requires. For a large slice of the regional financial workforce, that baseline is uneven.

It assumes the learner has discretionary time. The branch officer running a six-day workweek with overtime cannot complete a six-hour learning module — and her manager is not measured on whether she does.

It assumes the learner will apply the new skill in their current job. For the workforce most exposed to displacement, that is not the right framing. They need either a new role inside the institution or a transition plan out of it. The programme that does not address that question reads as condescension.

What is starting to work

A few quieter responses are visible if you look for them.

Peer-led learning channels. The most active AI literacy communities I see in Indonesian financial services right now are running inside WhatsApp and Telegram groups organised by mid-career practitioners themselves — sharing tutorials, screenshots, and case discussions in Bahasa, often at a pace that no formal corporate programme can match. The credential is informal, but the practical literacy is real.

Vernacular content. A small but growing number of practitioners are publishing tutorials and case discussions in Bahasa Indonesia on YouTube and TikTok, often in fifteen-minute formats that match how working professionals actually learn. The audience is large. The production cost is low.

Internal apprenticeship over external certification. The institutions making the most progress are the ones that have paired senior practitioners with frontline staff inside cross-functional projects. The certificate is a side effect of the work, not the work itself.

Also Read: When startups fail, should VCs go to jail?

What the stakeholders should be doing

Institutions should stop measuring upskilling by completion rates of vendor-delivered courses and start measuring it by retention and internal mobility of frontline staff. The metric drives the programme. Change the metric.

Regulators should require disclosure of who is being upskilled, not just how many. If a bank reports that ninety per cent of its head office has completed AI training while sixteen per cent of its branches have, that asymmetry should be visible to the supervisor.

Government and civil society should invest in vernacular AI literacy at scale, particularly for the back-office workforce that will be most affected. The cost of this investment, relative to the cost of the dislocation it would prevent, is small.

The macro stakes

In every wave of automation, the people who adapt first compound advantages, and the people who adapt last absorb the dislocation. AI will not be different. What is different about this wave is the speed and the visibility.

ASEAN has roughly thirty-six months before the second-order effects of the current upskilling pattern become irreversible — before the branch closures, the role re-bundlings, and the displacement decisions are made on the basis of who has and has not learned the new tools. We are not running out of time to teach. We are running out of time to teach the right people.

The first governance debt was about who governs the AI. The second governance debt — quieter, slower, more politically charged — is about who gets to work alongside it. The institutions that ignore the second one will pay for both.

The post The fraud officer in Yogyakarta won’t catch the AI wave, and most ASEAN institutions don’t know it yet appeared first on e27.