Manila, Philippines — Smile API, a provider of real-time, verified employment data across Asia, is aiming to redefine how HR and Fintech business operations work when accessing and utilising critical employment information.
By empowering business operations through transparency and the use of user-consented data, Smile API plans to make waves by offering reliable solutions to the dynamic needs of the market through background checks and verification.
The pre-employment screening API that simplifies the recruitment process
For HR professionals, hiring the right talent is paramount to almost anything. Smile Checks is a candidate vetting API that creates background checks for data verification purposes. Through these background checks, Smile Checks is able to simplify the recruitment process by verifying a job applicant’s proof of employment, criminal history records, and more.
In turn, these enable HR teams to make informed hiring decisions, knowing the data they’re working with is both accurate, user-consented, and up-to-date. The automated background checks done through Smile Cecks ensure that the internal screening across job candidates remains efficient and effective in selecting the best possible hire for companies.
Smile API: An online credential verification tool for smarter and safer lending
Meanwhile, Smile API is the digital employment records solution that helps lenders and financial institutions assess a loan applicant’s creditworthiness. By tapping into the use of verified employment data, background checks done on loan applicants enable lenders and financial institutions to approve loan applications faster than manual background checking efforts to assess an applicant’s capacity to pay back loans.
Smile API presents these business institutions with an alternative way to reach more loan applicants and approve loan applications quickly despite going through the usual pre-approval process. This gives unbanked applicants an easier time when applying for a loan, while financial institutions are able to reduce the risk of non-performing loans due to proper vetting.
Security and consent at the core
Smile API’s commitment to data privacy and security is unwavering, as it adheres to numerous security industry standards and local regulations, including the Data Protection Act of 2012 (DPA), the Cybercrime Prevention Act of 2012, and the Electronic Commerce Act of 2000. Smile API also makes sure its users (also called candidates) have full control over their data by obtaining consent to use their own data for background checks and loan applicant credential verifications.
This not only builds commitment but also trust and alignment with data protection standards, making Smile API a reliable partner for businesses looking to create background checks and verify loan applicant credentials.
A bright future ahead
As Smile API continues to expand its operations, the business industry is expected to grow and transform. With more businesses shifting from manual processes to digital, now is the perfect time to make the switch and try out digital tools with easy automation processes and AI-powered solutions.
If you are a recruiter looking to improve your department’s background checks and screening process, visit the Smile Checks portal to see how Smile Checks fits your business needs.
For credit risk managers and financial institutions troubled with numerous loan and credit applications, you can book a call here to learn more about Smile API.
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