Investors face a muted global risk sentiment, with attention firmly fixed on the Jackson Hole symposium starting today and culminating in Federal Reserve Chair Jerome Powell’s speech tomorrow.

This annual gathering in Wyoming often sets the tone for monetary policy, and with recent data showing a cooling US labour market and persistent inflation concerns, markets anticipate signals on potential rate cuts. President Donald Trump added fuel to the fire by demanding Federal Reserve Governor Lisa Cook resign over mortgage fraud allegations, a move that underscores ongoing tensions between the administration and the central bank.

Such political pressure could amplify volatility, especially as the Fed navigates a delicate balance between supporting growth and taming prices. In my view, this environment highlights the fragility of investor confidence, where policy missteps could trigger sharper corrections, but also opens opportunities for resilient assets like cryptocurrencies to shine amid traditional market wobbles.

US stock markets extended their downward trajectory yesterday, reflecting waning enthusiasm for technology stocks, particularly in artificial intelligence sectors that drove much of the earlier rally. The S&P 500 dipped 0.24 per cent, the Nasdaq fell 0.67 per cent, and the Dow Jones eked out a modest 0.04 per cent gain.

Consumer discretionary stocks lagged significantly, dropping 1.2 per cent, as the administration broadened tariffs on steel and aluminum to include various consumer goods. This expansion aligns with Trump’s protectionist agenda, which he has touted as a way to bolster domestic manufacturing, but it risks escalating trade tensions and inflating costs for businesses and consumers alike.

These tariffs represent a double-edged sword: they protect certain industries in the short term but could stifle broader economic momentum, especially if retaliatory measures from trading partners emerge. Recent data from Schwab’s market update shows major indexes sputtering after a featureless session, with tech arresting its slide but only inching up, underscoring limited buying interest amid elevated price-to-earnings ratios. Investors appear cautious, weighing the potential for a soft landing against the reality of slowing growth.

Also Read: Powell’s speech could trigger a market meltdown or a crypto boom

Bond markets offered a slight reprieve, with US Treasury yields inching lower. The 10-year yield slipped one basis point to 4.28 per cent, while the two-year yield also declined one basis point to 3.74 per cent. This modest dip reflects expectations of easing monetary policy, as traders bet on rate cuts to support the economy. The spread between the 10-year and two-year yields remains a focal point, with the Federal Reserve Bank of St. Louis data indicating positive values that could imply future growth, though negative spreads have historically signalled downturns.

In my opinion, these yield movements suggest markets price in a dovish Fed pivot at Jackson Hole, where Powell’s speech could confirm or dash hopes for a September rate cut. Previews from Investing.com highlight all eyes on Powell as the Fed navigates a policy tightrope amid stagflation fears. If history serves as a guide, insurance cuts like those in 2019 have boosted equities, but reactive cuts during recessions often coincide with weaker returns.

Currencies and commodities presented a mixed picture. The US Dollar Index closed largely unchanged at 98.22, providing little directional cue. Gold climbed 0.9 per cent to US$3,345 per ounce, benefiting from a softer dollar and safe-haven demand ahead of Jackson Hole. Brent crude advanced 1.6 per cent to US$67 per barrel, spurred by reports of a six-million-barrel drop in US crude inventories.

Oil prices gained slightly in Asian trading, with larger-than-expected declines in crude and fuel supporting the uptick, as noted by Reuters. I see gold’s resilience as a hedge against uncertainty, particularly with geopolitical risks like the ongoing Russia-Ukraine talks between Trump and Putin potentially easing sanctions on Russian oil. Commodities like these often thrive when traditional assets falter, and the current setup reinforces their role in diversified portfolios.

Asian markets mirrored the global unease, closing mixed yesterday with sharp losses in export-reliant economies. Japan’s Nikkei fell 1.51 per cent, and Taiwan’s index dropped 2.99 per cent, driven by a weak July export report from Japan. Early trading today showed most indices opening higher, but caution prevails.

Bloomberg reports updated stock indexes in Asia-Pacific, with China e-commerce stocks’ 230 per cent rally at risk amid concerns. These declines stem from tariff fears and slowing global demand, yet the rebound in early sessions indicates bargain hunting. US equity futures point to a lower open, aligning with the broader wait-and-see approach before Jackson Hole.

Also Read: Crypto bleeds and Wall Street collapses as 0.9 PPI shock triggers Fed panic right now

Shifting to cryptocurrencies, recent insights from Glassnode illuminate intriguing divisions among Bitcoin investors. The “First Buyers” group increased their stakes by 10 per cent, seizing opportunities during market dips, while “Conviction Buyers” also bolstered holdings by 10 per cent, adopting a cautious yet hopeful stance.

Profit-Takers offloaded 5.4 per cent more assets to capitalise on gains, and Loss Sellers emerged, shedding positions amid creeping losses. Glassnode’s on-chain analysis reveals short-term holders selling at a loss for the first time in seven months, a trend that rings alarm bells but could signal a necessary market reset.

X posts from Glassnode highlight limited realised losses, suggesting newer Bitcoin investors defend their cost basis near US$112,000.

From my standpoint, these shifts underscore Bitcoin’s maturing ecosystem, where long-term holders exhibit resilience, but short-term volatility tests newcomers. The STH-SOPR dipping below 1 mirrors past corrections, yet the average unrealised loss of 10.6 per cent among short-term holders indicates panic selling that might create buying opportunities for institutions.

Institutional interest remains a cornerstone of Bitcoin’s stability, with anticipated ETF inflows amplifying demand despite macroeconomic headwinds. US spot Bitcoin ETFs recorded US$3.37 billion in net inflows last week, pushing Bitcoin from US$116,000 to US$124,000 before a pullback.

Cumulative inflows stand at US$54.85 billion, with assets under management at US$150.9 billion, even as recent outflows hit US$643 million. Trump’s executive order allowing cryptocurrency in 401(k) plans opens the door for broader adoption, potentially injecting billions from retirement savings.

The Department of Labor rescinded 2022 guidance discouraging crypto in plans, democratising access to alternative assets. I believe this policy shift marks a pivotal moment, bridging traditional finance and crypto, though risks like volatility persist for retirement investors.

Bitcoin’s consolidation ripples through altcoins like Ethereum and Solana, with Bitcoin’s market dominance at approximately 58.89 per cent. CoinMarketCap charts show Bitcoin dominance at 59.62 per cent, a slight uptick reflecting its safe-haven status. Ethereum ETFs outpaced Bitcoin inflows for five straight days, with corporate treasuries accumulating ETH amid falling exchange supply. This interdependence means Bitcoin’s stability bolsters altcoins, but a breakout above key resistance could trigger broader rallies. Solana, in particular, benefits from its speed and low fees, positioning it for growth if institutional flows diversify.

Hong Kong’s foray into spot Bitcoin and Ether ETFs adds an international dimension, with recent debuts showing cautious investor appetite. MicroBit Capital Management launched ETFs tracking US dollar prices of Bitcoin and Ether, with the Bitcoin ETF (stock code 3430) rising 0.1 per cent to HK$7.82 (US$1.00) and the Ether ETF (3425) up 2.8 per cent to HK$8.03 (US$1.03).

Also Read: Cashing out crypto: A guide for Web3 investors

Trading volumes reached about HK$29.68 million (US$3.80 million), per SoSoValue, contrasting with US euphoria but aligning with new stablecoin rules. Pando Finance teamed with OSL Exchange for its Bitcoin ETF launch on July 18, powered by CME CF benchmarks. Hong Kong’s stablecoin regime, effective August 1, requires licenses for issuers, with the first batch expected early next year. The HKMA’s public registry for licensed issuers enhances transparency. I regard this as a strategic move to position Hong Kong as a crypto hub, potentially attracting Asian capital and fostering innovation in fiat-backed stablecoins for trade and payments.

Overall, these developments paint a picture of interconnected markets navigating uncertainty. Traditional assets grapple with tariffs and policy risks, while cryptocurrencies demonstrate resilience through institutional backing and regulatory progress. Jackson Hole could catalyse shifts: a dovish Powell might ignite risk appetite, lifting stocks and crypto, whereas hawkish tones could strengthen the dollar and pressure yields. X discussions emphasise the symposium’s importance, with investors parsing every nuance.

In my experience, such events often precede turning points, and with Bitcoin’s on-chain metrics showing conviction among long-term holders despite short-term pain, I remain optimistic on its trajectory. The US allowing crypto in 401(k)s could unleash trillions in fresh capital, bridging generations of investors. Yet, caution prevails—volatility remains high, and diversified approaches win in the long run. As we await Powell’s words, markets hold their breath, but history favours those who adapt swiftly to emerging trends.

—

Editor’s note: e27 aims to foster thought leadership by publishing views from the community. Share your opinion by submitting an article, video, podcast, or infographic.

Enjoyed this read? Don’t miss out on the next insight. Join our WhatsApp channel for real-time drops.

Image courtesy: Canva Pro

The post Bitcoin’s big moment: Can crypto shine as stocks stumble before Jackson Hole? appeared first on e27.

Singapore-headquartered AnyMind Group today unveiled AnyLive for Creators, a platform that lets influencers develop AI avatars capable of hosting livestreams and driving affiliate commerce, even while the creators themselves are offline.

The initiative aims to unlock scalable monetisation avenues for Southeast and East Asian creators. Malaysian content creator and entrepreneur Bella Khann has been named the platform’s first signed talent. The creator, who has 1.4 million TikTok followers and 1.2 million YouTube subscribers, debuted her AI avatar on her secondary TikTok account, @bellakhann27.

The launch comes when two major growth sectors, live commerce and the creator economy, rapidly converge in Asia. Live commerce is projected to surpass US$77 billion by 2030, while the creator economy is forecasted to hit US$75 billion by 2032.

Yet this growth brings new challenges, including increasing demands on creator time and a need for more efficient content generation. AnyLive for Creators addresses these pain points by allowing creators to deploy AI avatars that can stream around the clock on platforms such as YouTube, TikTok, and Facebook.

Also Read: Forget the rest: ChatGPT alone drives more traffic than 10,500 AI tools combined

The avatars communicate in eight languages, including English, Mandarin, Bahasa Indonesia, Bahasa Melayu, Thai, Vietnamese, Tagalog, and Japanese. The support for these regional languages is a key strategic choice, increasing accessibility and relevance for brands and consumers alike.

The platform also offers users automation and data-driven insights. An integrated analytics module lets creators benchmark performance against their AI counterparts. Additionally, AI-generated scripts can optimise livestream engagement, whether hosted by humans or digital twins.

With over 2,300 creators across APAC working with AnyMind on monetisation, content production, and brand collaboration, the company believes it is well-positioned to scale this new AI-powered offering.

“We’re opening up a new dimension for creators by extending their influence beyond time and effort,” said Akinori Kubo, Managing Director of Global E-Commerce at AnyMind Group, in a press statement. “This is more than just automation. It’s a step forward for the creator economy where commerce is co-created by humans and AI.”

—

Image Credit: AnyMind Group

The post AnyMind Group launches AI avatar livestreaming to power the future of creator commerce appeared first on e27.

We’re living longer than ever before. That much is clear. But the real question is: are we living well for longer? How are technological, social, and cultural systems working — not just to extend our lifespan — but our healthspan, the years we live in good health and full vitality?

Across Asia, conversations about ageing are shifting dramatically – from a crisis mindset toward opportunity-driven innovation. This change is fuelled by urgent demographic realities, guided by deep cultural values, and propelled by new technologies. As someone who operates at the crossroads of wellness, policy, and early-stage investment, I see a powerful trend: Asia is actively redefining what longevity means – not only how long we live, but how well we live throughout those years.

Current situation in Asia

Asia is home to over half the world’s ageing population, and it is ageing faster than anywhere else. According to the WHO, one in six people will be aged 60 or older globally by 2030, but Asia’s pace is especially rapid.

Consider these numbers:  30 per cent of Japan’s population is aged 65 and above. In 2024, South Korea saw this age group make up nearly 20 per cent of its population. Singapore expects that by 2030, one in four residents will be senior citizens. And across Southeast Asia, those aged 60 and over are expected to nearly double their share  — from 12.2 per cent in 2024 to nearly 23 per cent by 2050.

These statistics aren’t just abstract figures. They have real consequences on workforce dynamics, healthcare systems, and social support networks. According to the World Health Organisation, there is currently a 9.6-year gap between lifespan and healthspan – the average person may live those extra years in poor health.

Also Read: The ageing economy: Why investors should bet on longevity over AI

Asia’s demographic pressure is compounded by rich traditions of holistic health, such as Traditional Chinese Medicine, Ayurveda, forest bathing, and blue-zone diets, that shape how people think about longevity. It’s not simply biological age that matters; it’s the balance of prevention, mobility, community, and mental wellbeing.

This combination, rapid ageing plus cultural wisdom, makes Asia a fertile ground for what I call practical longevity innovation.

The rise of applied longevity

I’m not a scientist by training. I’m a wellness entrepreneur and investor. Over the years, I’ve learned that what people really want as they age is clarity and personalisation, not just more medicine. They want better tools to manage sleep, stress, diet, and mobility; access to nature; and meaningful routines that sustain vitality.

That’s why the most exciting longevity solutions in Asia aren’t always found in high-tech labs. They’re in everyday places, such as gyms, kitchens, and bedrooms,  and increasingly in the cloud.

In Singapore, platforms like HealthHub and Healthy 365 are quietly shaping healthier behaviours, encouraging people to walk more, screen earlier, and make better food choices. Across Indonesia, India, and Malaysia, digital health startups are making diagnostics, telehealth, and wellness coaching more accessible than ever.

In Japan and South Korea, robotics and AI are being used to support ageing in place — helping older adults move, live, and thrive independently. And in Thailand, wellness tourism is evolving to meet the needs of older travellers, integrating nature with structured, evidence-backed health programs.

Tech + culture = Scalable healthspan

Yes, AI, biomarkers, and predictive analytics are certainly exciting. Asia is investing heavily in health-focused AI under national strategies that prioritise practical applications.

But what really matters is layering smart, unobtrusive technology on top of cultural habits and lifestyles—tools for sleep optimisation, gut health tracking, and AI-powered meal-planning that align with local diets and social norms.

Also Read: Innovation that lasts: Why inclusion is the Southeast Asian startup advantage

In other words, it’s not about high-tech or low-tech; it’s about right-tech: solutions that fit the cultural context and the daily realities of people’s lives.

The financial potential reflects this urgency: UBS estimates the global longevity economy will be worth US$8 trillion by 2030, driven largely by older consumers spending on wellness, mobility, and travel.

AI is coming but behaviour still leads

AI tools can predict metabolic risks, tailor nutrition based on microbiome data, and even coach stress management. But data alone won’t walk you to the gym or help you sleep better.

That’s why we need robust, real-world ecosystems: urban planning that promotes walkability; community programmes that combat social isolation; and employer policies that encourage healthy work-life balance.

Asia could lead the world by not just developing cutting-edge technology, but deploying it in culturally sensitive, context-aware ways. This is longevity that fits, not a one-size-fits-all model, but something tailored to diverse Asian populations.

The question we should all be asking is: what would society look like if we assumed people live to 100, not as outliers, but as the norm?

These aren’t sci-fi ideas. It’s a near-future reality. But it demands a shift in mindset: longevity must be viewed as basic infrastructure, not a luxury or elite pursuit. Asia is uniquely positioned to pioneer this transition because, in many ways, we are already living the future others are still preparing for.

Some ventures are reimagining access to holistic healthcare and lifestyle interventions to extend healthspan and create social value. At the early stage, they need more than capital — they need aligned partners who can support scalable, impact-driven innovation where returns grow in tandem with health and societal outcomes.

The need to unite sectors

Ageing is a design-centric challenge that integrates technology, policy, wellness, urban planning, and community.

It cuts across every sector, ranging from finance and hospitality to healthcare and city governance. Every industry has the potential to play a great role to build this future.

The question isn’t whether ageing will matter, it already does. The challenge is how to design infrastructure, systems, and markets that make long life not just possible, but meaningful.

And if we get it right, we won’t just add years to life, we’ll add life to years.

—

The post Asia’s longevity shift: How healthspan innovation is transforming technology and everyday life appeared first on e27.

India’s lending ecosystem is undergoing a historic transformation, and Generative AI is at the centre of this change.

Far beyond being a tech buzzword, GenAI is fundamentally reshaping how credit is assessed, delivered, and managed across segments. From personal loans to home loans, every lending product in the credit ecosystem is being recalibrated with greater precision, agility, and personalisation.

Fast-tracking digital underwriting and risk assessment 

Home loan underwriting in India has traditionally involved arduous paperwork, strict eligibility criteria, and long processing times. With GenAI, the process is starting to change.

Lenders are now using large language models (LLMs) to read and interpret bank statements and income proofs automatically. When combined with alternate data points like rent payments and UPI credit history, these tools can build a complete credit profile of the borrower. This can be especially helpful for middle-income borrowers in urban and semi-urban areas, who may not have a strong traditional credit history.

According to a PwC report, the rise of digital lending has already reduced processing times and made credit more accessible across different customer segments. More recently, EY projected that GenAI could improve productivity in banking operations by up to 46 per cent by 2030, mainly through faster credit decisions and better fraud detection.

Some of these improvements are already evident, with leading Fintechs reporting 30 per cent -40 per cent quicker turnaround on home loan approvals and processing time averaging around 48-72 hours.

Personalised home loan experiences 

Today, the appeal of home loans goes beyond just interest rates and tenure. What matters to consumers is how well the loan fits into their individual lives, and this is where GenAI is making a difference.

GenAI allows lenders and Fintechs to offer personalised loan solutions by designing flexible loan structures, including better interest rate recommendations, dynamic EMI plans, and repayment schedules matching a borrower’s income patterns.

Also Read: GenAI’s twisted impact on the creative world: Navigating chaos to find new order

A recent survey conducted by EY reveals 68 per cent lenders, including fintechs, are prioritising customer service as the main area for deploying GenAI, with 32 per cent targeting sales and underwriting next. This shift will eventually lead to the adoption of conversational AI, where borrowers can interact with virtual assistants to explore loan options tailored to their specific needs.

For instance, AI-powered conversations can help first-time home buyers by offering suggestions based not only on their affordability but also as per their preferences, such as proximity to schools, hospitals, or even pet clinics. Such additional layers of interaction help make the loan process feel more intuitive and trustworthy, improving both engagement and consumer satisfaction.

Smarter fraud detection and compliance 

As digital lending volumes grow, so does the risk of fraud. However, GenAI can be a valuable tool in mitigating this risk by identifying anomalies in documents, detecting forged statements, and flagging unusual repayment transactions. By combining semantic analysis with structured data, GenAI can easily spot inconsistencies that traditional systems might overlook.

Regulators are also becoming increasingly supportive. RBI has introduced guidelines that call for AI risk frameworks and explanations in AI-driven underwriting.

Deploying GenAI responsibly requires strong governance, and its ethical use is non-negotiable. Lending platforms are working towards embedding bias-mitigation modules to verify AI decisions and thereby ensure that underserved applicants are not excluded from access to credit.

Co-lending models to propel lending space 

The rise of co-lending models, where fintechs partner with traditional banks and NBFCs, is reshaping India’s credit landscape. Such collaborations combine the agility and digital reach of fintechs with the capital base and regulatory stability of established banks and financial institutions.

When paired with GenAI, these partnerships can streamline credit evaluation, expedite disbursals, and offer tailored loan products. Co-lending models are expected to play an integral role in scaling lending operations and improving affordability, especially for younger homebuyers.

Also Read: 3 game-changing GenAI insights every digital-native business needs to know

Green mortgages and sustainability pricing 

Today’s consumers are more conscious about sustainability, and it is influencing their home-buying decisions. There is a growing demand for green mortgages—home loans tailored for properties that follow energy-efficient practices, such as solar rooftops, rainwater harvesting systems, or passive cooling designs.

Through image and document analysis, GenAI can help identify eco-friendly features in a property and factor them into pricing models. Some fintechs have already started offering “green home loans” with preferential interest rates for such properties. GenAI is not just a tool for operational efficiency, but also acts as an enabler of sustainable lending by rewarding environmentally responsible choices and supporting climate goals.

Portfolio management and risk foretelling 

The use of GenAI goes just beyond underwriting. Lenders are leveraging it to analyse macroeconomic trends such as real estate cycles, employment trends, and market sentiments to proactively predict and manage portfolio risk.

These advanced models support dynamic capital provisioning and adjustable risk buffers, helping the industry respond to economic changes with greater agility.

Banks, fintechs, and NBFCs are already investing heavily in AI-first frameworks to mitigate their risk exposure. This can result in lending platforms, especially fintechs, reporting a 15-20 per cent reduction in delinquency rates compared to traditional approaches.

While rapid adoption of GenAI across the lending space is on a surge, scaling these capabilities effectively will require strong cybersecurity practices, robust data infrastructure, and a skilled talent pool to manage and govern AI systems responsibly.

For leaders, the message is clear – GenAI is pivotal to the lending landscape. Those who embrace it quickly will lead the next phase of growth, delivering faster and more inclusive credit experiences to borrowers.

—

Editor’s note: e27 aims to foster thought leadership by publishing views from the community. Share your opinion by submitting an article, video, podcast, or infographic.

Enjoyed this read? Don’t miss out on the next insight. Join our WhatsApp channel for real-time drops.

Image courtesy: Canva Pro

The post GenAI in lending: Faster approvals, smarter risks, and personalised credit appeared first on e27.

The global financial landscape presented a picture of cautious stability, with investors navigating a mix of easing geopolitical tensions and lingering uncertainties ahead of the Federal Reserve’s Jackson Hole symposium later in the week. Risk sentiment held steady, buoyed by slight improvements in US fiscal outlooks and a softening of immediate concerns over international conflicts, particularly in Ukraine.

President Donald Trump’s recent affirmations of support for Ukraine, coupled with optimistic remarks about a potential summit between Russian President Vladimir Putin and Ukrainian President Volodymyr Zelenskiy, contributed to a modest dip in Brent crude oil prices, which fell 1.2 per cent amid growing hopes for a ceasefire.

This development rippled through energy markets, underscoring how diplomatic signals can swiftly influence commodity valuations in an interconnected world. The broader narrative remained fixated on the Fed’s upcoming gathering, where Chair Jerome Powell’s speech could provide critical clues about interest rate trajectories amid a slowing but resilient US economy.

In the US equity markets, the session unfolded with a tech-led retreat that highlighted vulnerabilities in an index heavily reliant on a handful of megacap names. The S&P 500 closed down 0.59 per cent at around 6414 points, erasing some of the gains from the previous week’s rebound and snapping a brief streak of optimism.

The Nasdaq Composite bore the brunt of the selling pressure, tumbling 1.46 per cent as investors rotated out of high-growth technology stocks amid fresh doubts about the sustainability of the artificial intelligence boom. Nvidia, a bellwether for the sector, plunged 3.5 per cent, dragging down peers and exposing the market’s narrow breadth despite over 350 S&P constituents posting gains; the index’s fate hinged on a few giants.

In contrast, the Dow Jones Industrial Average eked out a marginal 0.02 per cent increase, supported by resilient performances in non-tech sectors like retail, where Home Depot’s earnings provided a lift. This divergence illustrated a market grappling with rotation themes, as value-oriented and cyclical stocks attempted to reclaim ground from the growth darlings that have dominated 2025’s narrative.

Also Read: The intersection of tech and climate change: 5 key forces that will redefine the global market

Bond markets offered a counterpoint of calm, with US Treasury yields dipping as traders sought safety. The two-year note yield declined two basis points to 3.75 per cent. In comparison, the benchmark 10-year yield fell 3 basis points to 4.30 per cent, reflecting tempered expectations for aggressive Fed tightening in light of recent data showing inflation pressures easing but not vanishing entirely.

Currency and commodity dynamics further painted a picture of measured adjustment rather than outright panic. The US Dollar Index edged up 0.1 per cent, steadying against a basket of peers as investors weighed the implications of a potentially hawkish Fed stance against global growth concerns.

Gold, often a haven in turbulent times, slipped 0.4 per cent, suggesting that immediate fears of escalation were subdued. Brent crude’s decline, driven by those ceasefire prospects, marked a shift from the volatility seen earlier in the year when energy prices spiked on supply disruption fears.

Trump’s reiteration of US backing for Ukraine, while expressing hope for dialogue, added a layer of geopolitical nuance that markets interpreted as de-escalatory, at least for now. These movements came against a backdrop of broader economic indicators, including a mixed bag from China’s data; retail sales slowed to 3.7 per cent in July, while property investment sank 12 per cent. Exports held firm despite US tariff pressures.

Across the Pacific, Asian equities mirrored the global caution, mainly closing lower in a session characterised by narrow ranges and selective buying. Taiwan’s Taiex fell 0.53 per cent, and South Korea’s Kospi dropped 0.81 per cent, reflecting tech sector weakness that echoed the Nasdaq’s woes, given the region’s heavy exposure to semiconductor supply chains. However, India bucked the trend, with the Sensex rising 0.46 per cent on continued momentum from weekend announcements of indirect tax cuts aimed at boosting consumer spending.

These measures, including income tax rebates totalling 1 trillion rupees, have invigorated urban households and supported sectors like retail lending and consumer discretionary goods. Early trading in Asia pointed to further softness, with US equity futures implying a lower open stateside, perpetuating the risk-off tone.

This regional performance aligns with a year where Asian markets have shown resilience amid trade tensions, with valuations remaining attractive compared to developed peers. Asia ex-Japan trades at a discount, offering entry points for long-term investors amid stable inflation and proactive fiscal policies.

Also Read: Global markets freeze as Trump-Putin summit fails: What’s next?

The cryptocurrency space, however, stole headlines with Bitcoin’s sharp descent below US$113,000, the first such breach in over two weeks, triggering US$113 million in leveraged long position liquidations and sparking debates about the end of the bull run. From its all-time high of US$124,176 just days prior, BTC’s nine per cent plunge reflected a confluence of factors: profit-taking after a euphoric surge, mounting macroeconomic uncertainties, and a broader risk-off sentiment amplified by Trump’s trade policies and Fed ambiguity.

On-chain data revealed short-term holders selling at losses for the first time since January, with net exchange outflows of 3.4K BTC daily signaling potential capitulation. Analysts like those at The Block noted repositioning ahead of Powell’s Jackson Hole address, while Forbes warned of deeper corrections if support at US$110,530 fails.

Social media buzzed with mixed reactions—some X users viewed it as a healthy reset, others feared a 70 per cent drop to US$23K-US$43K based on bearish RSI divergences. Whales appeared to buy the dip, and ETF inflows of US$17 billion in BTC and ETH over the past 60 days suggested institutional interest persists, potentially cushioning further downside.

Compounding Bitcoin’s woes was news of a US Securities and Exchange Commission probe into Alt5 Sigma, a firm entangled in a US$1.5 billion partnership with Trump-backed World Liberty Financial. The investigation centers on allegations of fraud, stock manipulation, and earnings inflation involving Alt5’s president, Jon Isaac, who claims that surfaced amid insider share sales during price surges.

World Liberty, positioning itself as a DeFi and stablecoin platform with Trump as “co-founder emeritus,” raised US$550 million via token sales, and the former president disclosed US$57.4 million in earnings from his stake. Eric Trump is set to join Alt5’s board, deepening the family’s ties. Alt5 clarified that Isaac is not its president and denied knowledge of any SEC inquiry, but the reports triggered a sharp drop in its stock. This scandal rippled through crypto sentiment, exacerbating the Nasdaq’s 1.5 per cent fall and linking political intrigue to market volatility.

Adding fuel to the tech correction was a sobering MIT NANDA report, revealing that 95 per cent of companies fail to achieve rapid revenue growth from AI pilots, based on 150 corporate interviews and 300 deployments. The study highlighted a “GenAI Divide,” with most efforts stalling due to integration challenges, hesitancy in solo implementations, and over half of 2025 AI budgets funneled into sales and marketing without proportional returns. This revelation triggered sell-offs in AI-linked stocks, amplifying doubts about the hype cycle and contributing to the Nasdaq’s woes.

Also Read: Powell’s speech could trigger a market meltdown or a crypto boom

From my vantage, who has chronicled market cycles for years, this day’s events underscore a pivotal inflection point. The Bitcoin plunge and SEC scrutiny on Trump-linked crypto ventures highlight the perils of intertwining politics with speculative assets. World Liberty’s rapid fundraising and high-profile ties risk amplifying regulatory backlash, potentially eroding trust in an industry still recovering from past scandals. While Trump’s involvement has injected visibility, it also invites scrutiny that could deter mainstream adoption.

On AI, the MIT findings validate growing skepticism about an overhyped revolution; with 95 per cent failure rates, we’re witnessing echoes of past tech bubbles, where promise outpaces delivery. I remain cautiously optimistic: markets have absorbed tariff shocks before, and Asia’s undervalued equities, bolstered by domestic stimulus like India’s tax cuts, offer diversification amid US concentration risks.

The Jackson Hole meeting could catalyse a rebound if Powell signals dovish intent, but investors must brace for volatility. Focusing on fundamentals over frenzy will separate winners from the washout. In a world where geopolitical whispers move billions, resilience lies in balanced portfolios that weather these storms, not chase fleeting highs.

The post Jackson Hole looms: Can Powell save markets from a global risk meltdown? appeared first on e27.

On 14 October 2025, the Flux Series returns to Singapore for its third edition – and this time, the spotlight is squarely on Singapore’s SMEs. Organised by e27, this one-day, high-impact event is designed to answer the question that’s been on every business owner’s mind: “What do I actually do with AI?”

If you’ve been stuck at the “I’ve heard about AI, but I’m not sure how it fits into my business” stage, Flux is where you finally get practical, actionable answers.

Why SMEs need Flux now

In Singapore, SMEs make up 99% of all businesses and employ 70% of the workforce. Yet many are struggling to harness AI in ways that directly impact their bottom line.

The truth? Most SMEs don’t have the time, budget, or technical team to figure out AI on their own. They don’t need jargon-filled conferences or long-term consulting projects — they need ready-to-use solutions that either help them make more money or save costs immediately.

That’s exactly what Flux delivers.

From theory to action — in one day

Instead of overwhelming you with keynote after keynote, Flux is built for doing. Across 10 guided roundtables, interactive workshops, and live tool tryouts, you’ll get hands-on with AI solutions you can apply in your business the very next day.

Expect to leave with:

• Deployed AI workflows you’ve tested yourself
• Clear action plans for integrating AI into your daily operations
• Connections to vetted AI builders who understand SME needs

Join action-oriented workshops

Rather than theoretical discussions, workshops are demo-first and execution-focused. You’ll try the tools yourself and leave with your first AI-driven process live.

Experience networking that works

Meet other SME owners, tool builders, and ecosystem leaders who share your growth mindset — and might just become your next collaborator or customer.

Also read: Singapore’s SME fintechs face growth hurdles amid restricted API access

Who should attend?

Flux is designed for SME leaders and decision-makers who:

• Run teams of 5–200 people
• Want AI to increase revenue or reduce costs
• Have little to no in-house tech expertise
• Are ready to move from “learning about AI” to using AI

If you’re a founder, managing director, or sales or operations lead looking for practical, no-fluff AI adoption, Flux is your shortcut.

Why Flux works for SMEs

Unlike large-scale tech conferences, Flux is intentionally small: just 150 seats. This ensures every participant gets:

• Direct access to facilitator
• Personalised answers to their business challenges
• A chance to try tools on their own devices

It’s not about watching someone else use AI. It’s about leaving the room with AI already working for you.

What you need to know about Flux

• Date: 14 October 2025
• Venue: Suntec CEC Singapore, Level 3
• Tickets: SGD 499 (150 seats only)
• Format: Each attendee can attend 2 roundtables (there are 10 topics to choose from) + workshops + networking
• Capacity: 150 attendees, 10 facilitators

Also read: From risk to readiness: Cybersecurity and data protection compliance for Singapore SMEs

A glimpse at what’s possible

At the last Flux Series, one retail SME automated their customer follow-up process in a single afternoon. The result? A 40% increase in repeat purchases — without adding a single headcount.

Another SME in professional services learned to turn internal chat threads into formal client-ready reports in minutes, saving their team 10 hours per week.

This year’s focus on Singapore SMEs means the examples, tools, and case studies will be hyper-relevant to local business realities — whether you’re in retail, F&B, logistics, consulting, or niche services.

Your next step

If you’ve been putting off AI adoption because it feels too complex or too abstract, Flux is your opportunity to change that — in one day.

You’ll walk in with questions.

You’ll walk out with working AI solutions.

But seats are limited, and once they’re gone, they’re gone.

Reserve your seat now at flux.e27.co and join 150 SME leaders ready to make AI work for their business.

—

Enjoyed this read? Don’t miss out on the next insight. Join our WhatsApp channel for real-time drops.

This article is produced by the e27 team

We can share your story at e27 too! Engage the Southeast Asian tech ecosystem by bringing your story to the world. Reach out to us here to get started.

Featured Image Credit: e27, Canva Images

The post Flux Series returns: The AI event built for SMEs to make or save money appeared first on e27.

As Asia Pacific cements its position as a global quantum computing hub, cybersecurity giant Kaspersky has issued a stark warning: the region’s rapid technological advancement could be a double-edged sword. While quantum computing promises breakthroughs across industries, its potential to upend current encryption standards poses a critical risk to digital security.

As nations such as China, Japan, India, Australia, South Korea, Singapore, and Taiwan double down on quantum investments, Kaspersky is urging governments, businesses, and researchers to proactively develop quantum-safe defenses.

The quantum computing market in Asia Pacific is projected to grow from US$392.1 million in 2024 to US$1.78 billion by 2032, at a CAGR of 24.2 per cent. While this growth fuels innovation especially in finance, pharmaceuticals, and startups, it also accelerates cybersecurity challenges.

Kaspersky’s Sergey Lozhkin, Head of Global Research & Analysis for META and APAC, warns that the emerging tech could “unlock ground-breaking innovations, but also usher the region to a new era of cybersecurity threats”.

At the core of these concerns is quantum computing’s ability to render current encryption obsolete. Today’s data security largely depends on encryption techniques that quantum computers could eventually crack—potentially exposing everything from financial data to state secrets.

Also Read: How quantum computing moved from components to applications in 2024

Kaspersky outlines three urgent quantum-related risks:

Store now, decrypt later
Threat actors are already collecting encrypted data with the aim of decrypting it once quantum capabilities catch up. Sensitive data shared today such as diplomatic exchanges or financial records could be exposed years later.

Vulnerability of blockchain and crypto
Quantum computers could break blockchain systems reliant on Elliptic Curve Cryptography. This opens the door to forged digital signatures, compromised wallets, and manipulated transaction histories across Bitcoin, Ethereum, and other platforms.

Quantum-resistant ransomware
Malicious actors may begin developing ransomware that uses post-quantum cryptography to resist both classical and future decryption efforts—potentially locking victims out of data permanently.

While practical quantum attacks are not yet a reality, Kaspersky stresses that the window for preparation is closing. Transitioning to post-quantum cryptography could take years, and failing to act now risks locking in vulnerabilities that cannot be fixed later.

“The most critical risk lies not really in the future, but in the present,” Lozhkin emphasises. “Encrypted data with long-term value is already at risk from future decryption. The security decisions we make today will define the resilience of our digital infrastructure for decades.”

—

Image Credit: Dynamic Wang on Unsplash

The post Quantum computing’s double-edged sword could threaten cybersecurity: Report appeared first on e27.

The Philippines is entering a defining moment in its startup journey. Despite global headwinds and a cautious regional investment climate, 2025 has already witnessed a series of major funding announcements and institutional commitments that could shape the country’s entrepreneurial landscape for years.

From venture capital funds closing new rounds to homegrown startups attracting international backers, the momentum suggests a market maturing and diversifying.

One of the most significant developments came with Foxmont Capital Partners’ first close of its third fund at US$30 million. This milestone more than doubles the firm’s assets under management, surpassing the combined size of its first two funds. Adding the Dutch Good Growth Fund as anchor investor, alongside Grab Holdings, signals growing confidence in the Philippine innovation ecosystem from both development finance and corporate players.

For a local firm to secure such institutional support strongly indicates that international stakeholders see the Philippines as a market capable of producing globally competitive ventures. The fund is expected to back a new wave of early-growth companies across sectors, from fintech to consumer technology.

Startups diversifying across industries

While fintech continues to lead the charge, investment activity spreads across verticals. Salmon Group, a consumer fintech player, secured US$88 million in debt and equity, most notably through a Nordic bond issuance, the first of its kind in Southeast Asia’s tech sector. The scale of the round highlights growing appetite for innovative financing structures and positions the Philippines at the forefront of regional fintech development.

Also Read: Flux Series returns: The AI event built for SMEs to make or save money

Meanwhile, Singapore-based LenderLink, operating in Manila, raised US$1.25 million to build a real-time credit bureau for Philippine lenders. Helping financial institutions reduce non-performing loans aims to improve the country’s credit infrastructure, a critical step towards financial inclusion.

Higala, another fintech innovator, extended its seed round to US$2.8 million. Its mission of enabling rural banks to participate in real-time payments addresses the persistent gap in inclusive finance.

Collectively, these ventures show how the Philippines is tackling structural challenges in its financial system through technology.

Beyond fintech: supply chains, HRtech, and education

Investment activity in 2025 is not confined to financial services. Shoppable Business, a Filipino AI-powered supply chain platform, secured US$1.16 million to scale its AI-driven middleware and expand services to MSMEs.

Similarly, Betterteem Technologies attracted backing from Malaysia’s 1337 Ventures to advance its predictive HRtech platform, underscoring investor confidence in solutions that address workplace productivity and mental health.

Edutech is also on the rise. EDGE Tutor International closed a US$1 million pre-Series A round to expand its tutoring outsourcing services to North America, Latin America, Europe, and the Middle East. Its trajectory reflects the Philippines’s growing role as an exporter of digital services.

Also Read: Foxconn makes its first big leap into robotics with US$30M bet on Robocore

Infrastructure and deeptech entering the spotlight

Notably, 2025 has also seen large-scale capital commitments to infrastructure and deeptech. Parkwise Inc. secured up to US$250 million from PATRIZIA and Mitsui through the APAC Sustainable Infrastructure Fund. The investment will fund modern parking facilities in major urban centres, addressing the chronic shortage in Manila and other cities. Beyond easing congestion, it demonstrates how global capital is directed to essential urban solutions in the Philippines.

In parallel, deeptech company Nibertex, with roots in Singapore and the Philippines, raised a pre-Series A round involving Foxmont Capital Partners and ADB Ventures. Its nanofibre technology has wide applications, from healthcare to automotive, and its scaling efforts reinforce the idea that Philippine-linked startups can compete in advanced technology fields.

Corporate and philanthropic support

The year has also highlighted the importance of corporate and philanthropic engagement. HSBC Philippines awarded agritech firm Mayani and the Bayan Family of Foundations a grant to build climate-resilient cooperatives. The initiative connects sustainability with rural economic empowerment by equipping smallholder farmers and fisherfolk with technical assistance and capital expenditure support.

Meanwhile, Mosaic Solutions’ acquisition of HelixPay and partnership with PayMongo position it to create the Philippines’ first unified commerce platform. This consolidation reflects a market where scale and integration are becoming increasingly important.

Despite the cautious regional outlook, Manila-based early-stage VC Kaya Founders has announced a series of new and follow-on investments at the start of 2025. Its bets on companies like LenderLink, insurtech firm ProTech, and F&B startup Foodoo demonstrate sustained belief in the domestic market. Kaya Founders is providing continuity for startups navigating from seed to growth stages by deploying capital through Zero to One and One to Ten funds.

Also Read: Foxconn makes its first big leap into robotics with US$30M bet on Robocore

These developments suggest that the Philippines is moving past the stage of isolated success stories. Instead, it builds a layered ecosystem where venture funds, international capital, corporate participation, and philanthropic contributions coexist to support innovation.

The scale of investments—from million-dollar seed rounds to a quarter-billion-dollar infrastructure commitment—shows an economy where startups are no longer peripheral but central to development discussions. Sectors such as fintech and supply chain digitisation remain at the forefront, but the emergence of deeptech, agritech, and HRtech points to a diversification that could sustain long-term resilience.

While challenges remain, particularly in scaling startups regionally and globally, 2025 is a landmark year. The message is clear for founders and investors alike: the Philippines is no longer just an emerging market for startups—it is an emerging hub.

—

Held in partnership with brainsparks, Echelon Philippines will be back at Hall 4, SMX Convention Center Manila, on September 2-3. Get your tickets now to meet the best of the Southeast Asian tech startup ecosystem.

Image Credit: Myk Miravalles on Unsplash

The post Why 2025 is a milestone year for startup funding in the Philippines appeared first on e27.

“If you cannot clearly communicate your value, you are leaving job offers, promotions, and career opportunities on the table.” — Jeremy Ho.

We all hit a wall at some point. For mid to senior-level corporate professionals, that wall often looks like stagnation. The promotions dry up, job applications disappear into a black hole, and no one seems to see your potential anymore. But the truth is, you’re not broken; the system is.

I’ve had the honour of witnessing this breakthrough up close through Speakers Society Accelerator, where I met Jeremy Ho, a founding member and student of our Cast 1 (cohort). Ho’s story isn’t just about transitioning from corporate learning and development to becoming a career strategist and speaker — it’s about how he rewrote his narrative and is now helping others do the same.

The power of influence, the integrity of voice

Ho’s compass was set early. Raised by parents who instilled in him the values of integrity and respect, he learned to navigate life with clarity and intention. These weren’t just values, they became his way of leading. From his father, a guiding question:

“Would you be proud if this decision appeared in the newspaper tomorrow?” From his mother, a fundamental truth: “Every person deserves respect.“

These seeds of character would later become the roots of his signature coaching style: grounded, intentional, and human.

His career wasn’t broken. It just outgrew the system.

Before stepping into the spotlight, Ho built what many would call a dream resume: agency recruiter at Robert Walters, L&D leader at KPMG, trainer at LinkedIn, and leadership consultant with Korn Ferry. But despite these accolades, something was missing.

Like many professionals he now works with, Ho experienced the creeping sense of invisibility: sending out resumes, chasing roles, and getting radio silence in return. “Every rejection felt like a personal failure,” he recalls. That frustration became fuel. He realised the system was flawed, and rather than playing by its old rules, he began exploring new approaches.

Also Read: Rewriting the narrative about motherhood and career: Insights from a female tech leader

Reframing the fear: From stuck to strategic

Here’s the hard truth: brilliant, experienced professionals are getting passed over—not because they aren’t good enough, but because they can’t clearly communicate their value. Many high performers hit a wall where they’re told they’re “too old,” “too niche,” or “not visible enough.” Some are even made to doubt their worth by toxic workplaces.

One of the most powerful things Ho does with his clients is help them reframe the fears that keep them stuck. Because here’s the truth: Most mid to senior professionals aren’t held back by a lack of experience, they’re held back by outdated beliefs about their worth, their chances, and the job market.

Below is a simple but powerful shift, a table Ho often shares with clients to begin that mindset reset:

These aren’t pep talks; they’re reframes backed by action. For every fear, he encourages building scripts, systems, and strategies that turn ambiguity into alignment.

Three shifts that break career stagnation

Spending time with Ho’s work gave me a front-row seat to how professionals can reclaim their voice and rewrite their careers. Three key shifts stood out:

Trace your red thread: Reflect on the moments in your past roles when you felt most alive—the times you were in flow, creating real impact. These threads of purpose often point toward your next move, beyond titles or industries.

Reframe your value: It’s not enough to be great at your job; you have to communicate outcomes clearly. It’s the difference between saying, “I managed a team of 12” and, “I built a high-performing team that exceeded revenue goals by 25%.”

Stop chasing jobs, start creating conversations: Instead of endlessly sending applications, focus on targeted outreach, relationship building, and positioning yourself where you want to play. Or as Ho puts it, “You don’t need more applications. You need more alignment.”

Through his journey, Ho clarified not just his message but his mission. One of his key insights was about ownership: “A social media audience is like a house of cards. The platform doesn’t belong to you.” That realisation led him to build communities and conversations in spaces he could truly shape.

Also Read: Redefining success: What it takes to build a fulfilling career

Why speaking is a strategy, not just stage time

Ho’s belief aligns closely with mine: Your voice is your most powerful asset.

In a world flooded with credentials, those who communicate clearly are the ones who lead. Whether you’re in a boardroom or a job interview, how you speak is often more important than what you say.

“Great communicators aren’t always the most technically skilled,” Ho says. “They’re the ones who can articulate impact, inspire trust, and influence decisions in the room.”

Owning his voice, changing others’ lives

Today, Ho helps others uncover the red thread in their story—the moments of flow and alignment that often point to a true calling. His work is about more than securing job offers. It’s about helping professionals see new possibilities and step into careers that honour both their skills and their aspirations.

In a world that often tells mid-career professionals to “settle,” there are strategies to help them soar—with clarity, structure, and a voice that finally gets heard.

As Ho puts it:

“Navigating your career is a skill that was never taught in school but it’s one you can learn. My role is to bring out the greatness in you. My dream is to see you in a career that honours your gifts, one that fills your heart as much as your bank account.“

—

Editor’s note: e27 aims to foster thought leadership by publishing views from the community. Share your opinion by submitting an article, video, podcast, or infographic.

Enjoyed this read? Don’t miss out on the next insight. Join our WhatsApp channel for real-time drops.

Image courtesy of the author.

The post Breaking career stagnation: How mid-career professionals can reclaim their voice appeared first on e27.

The muted risk sentiment stems mainly from the fading prospects of a swift resolution to the Russia-Ukraine conflict, a situation exacerbated by President Donald Trump’s recent comments during a press briefing following his summit with Russian President Vladimir Putin.

Trump explicitly stated that a ceasefire remains out of reach for now, emphasising the complexities involved in negotiations. This remark came on the heels of their meeting in Anchorage, Alaska, last Friday, where discussions centred on the ongoing war but yielded no concrete agreements, leaving markets on edge as they anticipate potential ripple effects on energy prices and supply chains.

The summit itself unfolded at Joint Base Elmendorf-Richardson, with both leaders exchanging cordial greetings yet parting without breakthroughs on key issues like territorial concessions or security guarantees for Ukraine. Putin described the talks as productive, highlighting areas of mutual interest, while Trump later conveyed to Ukrainian President Volodymyr Zelenskyy that Putin seeks further gains, urging Kyiv to consider a deal.

Zelenskyy’s subsequent trip to Washington for direct talks with Trump underscores the urgency, but the absence of immediate progress has dampened hopes that had built up in recent weeks. This impasse reflects a broader pattern in international relations under Trump’s second term: a pragmatic, deal-oriented approach that prioritizes American interests but often prolongs uncertainty.

Investors respond to such developments with hesitation, as prolonged instability in Eastern Europe threatens to disrupt global trade routes and inflate commodity costs, particularly for energy-dependent economies. I believe this situation demands vigilance, as any escalation could trigger sharper market corrections than the sideways trading we witnessed yesterday.

Turning to the financial markets, US equities exhibited a lack of direction on Monday, with the S&P 500 edging down by a mere 0.01 per cent, the NASDAQ Composite inching up 0.03 per cent, and the Dow Jones Industrial Average slipping 0.08 per cent. Traders adopted a wait-and-see posture ahead of upcoming retail earnings from major players like Walmart and Home Depot, alongside Federal Reserve Chair Jerome Powell’s highly anticipated address at the Jackson Hole Economic Symposium later this week.

Powell’s remarks could provide clarity on interest rate trajectories, especially as inflation data continues to moderate. Treasury yields experienced modest increases in a subdued session, with the two-year note rising one basis point to 3.76 per cent and the ten-year benchmark climbing similarly to 4.339 per cent. These movements align with broader expectations of a steady Fed policy, though they also signal underlying concerns about fiscal deficits and potential policy shifts under the current administration.

Also Read: Can Indonesia build its own tech ecosystem, or will it remain a playground for global giants?

The US dollar index strengthened by 0.3 per cent, benefiting from the uptick in yields and its safe-haven appeal amid geopolitical jitters. Gold prices held relatively firm, dipping just 0.1 per cent to settle at US$3,333 per ounce, as buyers balanced inflation hedging against the dollar’s gains.

Brent crude oil, however, advanced 1.1 per cent to US$66 per barrel, a rebound attributed directly to the unresolved tensions from the Alaska summit. The lack of progress on Ukraine has reignited fears of supply disruptions from Russian exports, even as OPEC maintains production discipline.

In Asia, contrasts emerged vividly: Chinese stocks surged, propelling the Shanghai Composite Index up 0.8 per cent to its highest close since August 2015, fueled by retail investors pivoting from bonds to equities amid improving domestic sentiment and policy support from Beijing. Early trading today showed mixed openings across Asian indices, mirroring the uncertainty, while US equity futures pointed to a similarly ambivalent start.

In my view, these dynamics illustrate a bifurcated global economy, where US caution stems from policy anticipation and external risks. At the same time, China’s gains highlight internal momentum that could buffer against broader slowdowns. I see potential for Asian markets to outperform if geopolitical pressures ease, but sustained dollar strength might cap gains in emerging economies.

Amid this backdrop, the cryptocurrency sector stands out as a beacon of optimism, with institutional adoption accelerating at a pace that defies the broader market’s tentativeness. Japanese investment firm Metaplanet made headlines by acquiring an additional 775 Bitcoin for US$93 million, elevating its total holdings to 18,888 Bitcoin valued at approximately US$2.17 billion.

This move cements Metaplanet’s status as the seventh-largest corporate Bitcoin holder worldwide and exemplifies its disciplined accumulation strategy initiated in 2024. Despite Bitcoin’s recent price dip below US$115,500, Metaplanet’s stock rose 4 per cent, reflecting investor confidence in its low-leverage approach, which boasts a 12 per cent unrealised gain and debt over-collateralised by a factor of 18.67.

Other corporations follow suit, such as Strategy, adding 430 Bitcoin worth US$51.4 million, treating the asset as a hedge against inflation and currency debasement. These actions signal a maturation in corporate treasury management, where Bitcoin transitions from a speculative bet to a core balance-sheet component. I argue that this trend bolsters financial stability for these firms, as diversified holdings mitigate risks from traditional assets vulnerable to interest rate fluctuations.

Also Read: Storytelling in diverse markets: How you can effectively market as you expand

The influx of capital into digital asset investment vehicles further underscores this shift, with last week’s inflows reaching US$3.75 billion, the fourth-highest on record and a sharp recovery from prior weeks’ lull. Assets under management hit an all-time high of US$244 billion on August 13, driven predominantly by products from iShares and similar issuers. Ethereum captured the spotlight, drawing a record US$2.87 billion in inflows, comprising 77 per cent of the total and pushing its year-to-date figure to US$11 billion.

This dominance relative to assets under management, 29 per cent for Ethereum versus 11.6 per cent for Bitcoin, highlights shifting investor preferences toward Ethereum’s utility in decentralised finance and smart contracts. Bitcoin inflows, at US$552 million, paled in comparison, though short-Bitcoin products saw minor gains of US$4 million.

Other altcoins benefited too: Solana attracted US$176.5 million, XRP US$125.9 million, Sui US$11.3 million, Chainlink US$1.2 million, and Cardano US$0.8 million, while multi-asset funds added US$0.4 million. Litecoin and Ton faced outflows of US$0.4 million and US$1 million, respectively. Geographically, the US dominated with 99 per cent of inflows at US$3.73 billion, followed by Canada (US$33.7 million), Hong Kong (US$20.9 million), Australia (US$12.1 million), and Switzerland (US$4.2 million); Sweden and Brazil saw outflows of US$49.9 million and US$10.6 million.

This surge aligns with broader institutional momentum, as evidenced by recent ETF flows where Ethereum products outpaced Bitcoin on certain days, with BlackRock and Fidelity leading the charge. Public companies now hold over US$160 billion in crypto, doubling since April, with Bitcoin at US$147 billion, Ethereum at US$10 billion, and Solana at US$1 billion.

Firms like BitMine Immersion Technologies aim to raise billions more for Ethereum acquisitions, targeting significant portions of its supply. In my opinion, this institutional embrace validates cryptocurrencies as legitimate assets, fostering price stability through reduced volatility over time. However, the subsequent week’s market slide reminds us of inherent risks, where sharp corrections can erase gains swiftly.

A pivotal development amplifying this trend is President Trump’s impending executive order, set for signing this Thursday, which aims to integrate alternative assets like Bitcoin ETFs and private equity into 401(k) retirement accounts. The order directs Labor Secretary Lori Chavez-DeRemer to reassess guidance under the Employee Retirement Income Security Act of 1974 (ERISA), collaborating with the Treasury and Securities and Exchange Commission to facilitate access.

This reverses Biden-era restrictions and reinstates evaluations from Trump’s first term, potentially unlocking trillions in retirement savings for crypto and other alternatives. The crypto industry, a major donor to Trump’s reelection, stands to gain immensely, especially following his earlier orders establishing a Bitcoin reserve and easing enforcement.

Also Read: What’s shaping the markets right now: AI hype, Bitcoin’s calm, and the Fed’s next move

I view this as a transformative step toward democratising wealth-building, allowing everyday Americans to participate in high-growth assets previously reserved for the elite. I caution that the volatility of cryptocurrencies poses risks to retirement security; regulators must implement safeguards like allocation caps to prevent overexposure.

All in all, these events paint a picture of a world where traditional and digital finance converge amid geopolitical headwinds. Geopolitical stalemates, such as the Russia-Ukraine conflict, inject uncertainty, tempering equity gains and boosting safe havens. However, the crypto sector’s resilience, bolstered by corporate buys, record inflows, and policy support, offers a counter-narrative of innovation and opportunity.

In my assessment, investors should diversify thoughtfully, embracing crypto’s potential while hedging against global risks. This moment could herald a new era of inclusive finance, but only if balanced with prudence to weather inevitable storms. As markets evolve, the interplay between politics and economics will define the path forward, and I remain cautiously optimistic that strategic adaptations will yield long-term prosperity.

—

Editor’s note: e27 aims to foster thought leadership by publishing views from the community. Share your opinion by submitting an article, video, podcast, or infographic.

Enjoyed this read? Don’t miss out on the next insight. Join our WhatsApp channel for real-time drops.

Image courtesy: Canva Pro

The post Global markets freeze as Trump-Putin summit fails: What’s next? appeared first on e27.